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Affording SMA

A nationally recognized school of excellence, St. Mary's Academy is a Catholic all-girls college preparatory high school dedicated to the development of the whole person, mind, body and spirit. Started by the Sisters of Holy Names in 1859, St. Mary’s maintains a strong commitment to enrolling students from diverse economic, ethnic, racial and social backgrounds. As part of this commitment, the school offers several forms of tuition assistance for families.


Financial Aid


Financial Aid is a grant (not a loan) and does not need to be re-paid. All awards are based upon a family's demonstrated financial need. St. Mary's encourages all families who feel that they will need assistance in meeting the cost of tuition to apply for financial aid. Often families will ask for guidelines to help determine if they will be eligible for aid. However, each family's circumstances are unique and generate a response that is appropriate only for them.

How to apply for Financial Aid


Need-based Scholarships


Through the assistance of generous donors, SMA is able to offer numerous need-based endowed scholarships. In order to be considered, families must apply and meet all deadlines for financial aid and submit an additional scholarship application.

View scholarships available to the Class of 2024


Merit-based Scholarships


The Virginia Mathews Scholars Program was established to support students who show exemplary achievement in the areas of Academic Excellence and Leadership and Service. These scholarship awards are not based on financial need. Each year, SMA commends ten students a $2,500 award, which is applied toward freshman year tuition and is non-renewable.

Learn more about the Virginia Mathews Scholars Program



Tuition


2019-2020 tuition: $15,995

The actual cost to educate each student is $21,295. St. Mary's maintains an unparalleled commitment to access, and SMA covers the $5,300 subsidy provided to each student through fundraising efforts including our annual giving campaign, Auction, Food for Thought luncheon, student fundraiser and grant writing. This assures that tuition can remain affordable for families who seek a St. Mary's Academy education.

  • The estimated annual increase is from 3-6 percent
  • St. Mary's offers four payment plan options, including monthly payments (see below).
  • Tuition discount of $500 per student is offered to families with more than one daughter enrolled at one time.
Fees
  • $350 enrollment fee due with the Confirmation of Attendance form
  • $300 Academic Fee
  • $240 Graduation Fee (seniors only)

Tuition includes an iPad. Families should budget to cover the following additional expenses.

  • Books: $400-$600
  • Athletics: $175 per sport
  • Retreats: $40-90 (scholarships available)
  • Cover for iPad and iPad accessories

Tuition information for International students is available here.


More Information

Tuition Payment Options

PLAN A - FULL PAYMENT
One tuition payment of $16,295 is due on or before August 15, 2019. (This includes the $300 Academic Fee).

PLAN B - TWO EQUAL PAYMENTS

Two tuition payments of $8,177.50 (this includes an additional $60 annual finance charge and the $300 Academic Fee). The first payment is due on or before August 15, 2019, and the second payment is due on or before December 15, 2019.

PLAN C - TEN EQUAL PAYMENTS

Ten monthly payments of $1,644.50 (this includes an additional $150 annual finance charge and the $300 Academic Fee). The first payment is due on or before August 15, 2019 and each subsequent payment is due on or before the 15th of each month thereafter until and including May 15, 2020. These payments will be made through an electronic transfer system, credit card or check.

PLAN D - ELEVEN EQUAL PAYMENTS

Eleven monthly payments of $1,497 (this includes an additional $165 annual finance charge and the $300 Academic Fee). The first payment is due on or before August 15, 2019 and each subsequent payment is due on or before the 15th of each month thereafter until and including June 15, 2020. These payments will be made through an electronic transfer system, credit card or check.

Frequently Asked Questions

How do I indicate my payment plan option?

During the month of July all families will receive a Tuition Contract with the above options listed. The contract must be signed and returned in July. Should you choose payment Plan C or Plan D, a monthly tuition payment will be debited from your checking or savings account. Specific information about the electronic account payment system process will be mailed with the tuition contract.

If I do not wish to participate in the electronic transfer process for tuition payment, what are my other options?

Payment-in-full or semi-annual payment options are also available. These options are specified above in Plan A and Plan B. No finance charges are accrued for families who choose the payment-in-full option (Plan A).

What is the school's policy concerning tuition refund?

St. Mary's Academy does not refund prepaid tuition after February 28 of each academic year. Students who make a decision to withdraw from SMA prior to March 1 and have prepaid tuition will receive a pro-rated tuition refund per the following chart:

FIRST SEMESTER

(Annual Payment)
August — 100%
September — 90%
October — 80%
November — 70%
December — 60%
January — 50%
February — 40%
March — -0-

SECOND SEMESTER

(Semi-annual payments)
January — 80%
February — 60%
March — 0

What is the school's policy concerning registration fee refund?

St. Mary's Academy regards the payment of a registration fee as a commitment to attend St. Mary's Academy and uses this commitment when determining staffing needs. Therefore, it is the policy of St. Mary's Academy not to refund any of the registration fee for non-returning students.